.nav-gradient{background:linear-gradient(to right,#0a3d62,#1e5799,#0a3d62)}.nav-item{position:relative;transition:all 0.3s ease}.nav-item::after{content:'';position:absolute;width:0;height:2px;bottom:-5px;left:0;background-color:#4fc3f7;transition:width 0.3s ease}.nav-item:hover::after{width:100%}.bubble{position:absolute;border-radius:50%;background:rgba(255,255,255,0.1);animation:float 15s infinite ease-in-out}@keyframes float{0%,100%{transform:translateY(0) translateX(0)}25%{transform:translateY(-20px) translateX(10px)}50%{transform:translateY(-10px) translateX(-10px)}75%{transform:translateY(20px) translateX(15px)}}.mobile-menu{transition:all 0.5s ease}@font-face{font-family:'Montserrat';font-style:normal;font-weight:400;font-display:swap;src:url(https://fonts.gstatic.com/s/montserrat/v31/JTUHjIg1_i6t8kCHKm4532VJOt5-QNFgpCtr6Ew-.ttf) format('truetype')}
@font-face{font-family:'Montserrat';font-style:normal;font-weight:600;font-display:swap;src:url(https://fonts.gstatic.com/s/montserrat/v31/JTUHjIg1_i6t8kCHKm4532VJOt5-QNFgpCu170w-.ttf) format('truetype')}
@font-face{font-family:'Montserrat';font-style:normal;font-weight:700;font-display:swap;src:url(https://fonts.gstatic.com/s/montserrat/v31/JTUHjIg1_i6t8kCHKm4532VJOt5-QNFgpCuM70w-.ttf) format('truetype')}body{font-family:'Montserrat',sans-serif;background:linear-gradient(to bottom,#0a3d62,#1e5799);min-height:100vh;margin:0;padding:0}.bubble{position:absolute;border-radius:50%;background:rgba(255,255,255,0.1);animation:float 15s infinite ease-in-out;z-index:0}@keyframes float{0%,100%{transform:translateY(0) translateX(0)}25%{transform:translateY(-20px) translateX(10px)}50%{transform:translateY(-10px) translateX(-10px)}75%{transform:translateY(20px) translateX(15px)}}.card-hover{transition:transform 0.3s ease,box-shadow 0.3s ease}.card-hover:hover{transform:translateY(-5px);box-shadow:0 10px 25px rgba(0,0,0,0.2)}.section-divider{height:2px;background:linear-gradient(to right,transparent,#4fc3f7,transparent);margin:3rem 0}.card-hover{transition:transform 0.3s ease,box-shadow 0.3s ease}.card-hover:hover{transform:translateY(-5px);box-shadow:0 10px 25px rgba(0,0,0,0.2)}.section-divider{height:2px;background:linear-gradient(to right,transparent,#4fc3f7,transparent);margin:3rem 0}.faq-item{transition:all 0.3s ease;border-left:3px solid transparent}.faq-item:hover{border-left-color:#4fc3f7;background:rgba(79,195,247,0.05)}.card-hover{transition:transform 0.3s ease,box-shadow 0.3s ease}.card-hover:hover{transform:translateY(-2px);box-shadow:0 8px 20px rgba(0,0,0,0.15)}.section-divider{height:1px;background:linear-gradient(to right,transparent,#4fc3f7,transparent);margin:2rem 0}.terms-section{border-left:4px solid transparent;transition:all 0.3s ease}.terms-section:hover{border-left-color:#4fc3f7;background:rgba(79,195,247,0.03)}.back-to-top{position:fixed;bottom:2rem;right:2rem;background:#0ea5e9;color:white;width:50px;height:50px;border-radius:50%;display:flex;align-items:center;justify-content:center;cursor:pointer;box-shadow:0 4px 12px rgba(14,165,233,0.3);transition:all 0.3s ease;z-index:100}.back-to-top:hover{background:#0284c7;transform:translateY(-3px)}